WOODSVILLE VIVERDE MANSION

Don’t mess with Mother Nature. If nothing else, the recent devastation wrought by Typhoons Ondoy and Pepeng has taught us this valuable lesson. It’s a warning that Filipinos are sure to heed for a long time.

Now that the peril has passed, it’s time to pick up the pieces and start the arduous process of rebuilding not only homes, but lives. And at this point, we need all the help we can get.

Robinsons Land Corporation, the Philippines' premiere real estate company, has put forward its 10:90 Early Move In program. The program hopes to ease the difficulty of relocating family by allowing buyers to move into fully-furnished units ready for immediate occupancy.

On the other hand, the Super Easy Lease-to-Own plan for Ready for Occupancy Units makes it easier for buyers who want to start their new lives right away without thinking of the complicated logistics of making a house into a home.

RLC's 10:90 Early Move In program and Lease to Own scheme forego the need for the buyer to build up the 20 percent equity required by banks before they fund the sale of the unit.

Under the scheme, only 10 percent equity, payable over a period of at least six months, is required before buyers can move in.

The remaining 90 percent is amortized over a maximum of 10 years. The scheme also allows the buyer to move in with a 24-month lease without rent escalation while he is building up the required equity for a bank loan.

This special offer is made possible by paying a Lease Deposit of 2.5 to 3 percent, and one percent monthly lease over a two-year lease plan on the property. This is done simultaneously with an application for a bank loan with Robinsons Bank for the option to buy.

Upon approval of the bank loan and after signing the Contract of Lease with Option to Purchase, buyers can move in right away, and because the homes offered come fully-decked in comfort, settling in will not be a problem.

The Option to Purchase will automatically be available to the client after 24 monthly Lease Rental payments, and the Robinsons Bank Loan that comes pre-bundled with the scheme fully funds the Option contract. The lease deposit and monthly lease payments are then credited as Equity.

After two years of regular lease payments, ownership of the house passes on to the lessee, subject to the payment of the remaining balance by Robinsons Bank.

Among the RLC properties available through the Lease-to-Own scheme are: Woodsville Viverde Mansion Buildings 1 to 4 in Bicutan, One Gateway Place and Gateway Garden Ridge in Pioneer, Mandaluyong, One and Two Adriatico Place in Ermita, Manila, and Fifth Avenue Place in Global City, Taguig.