In our fast-paced lifestyle today, sickness and diseases are a reality. Latest Department of Health statistics show that the leading causes of sickness are respiratory diseases and diseases of the heart. On the other hand, major causes of death are heart disease, followed by vascular system diseases (any condition that affects your circulatory system such as aneurysm, blood clots, pulmonary embolism, deep vein thrombosis, etc.) and cancer. Every year, more than 70,000 Filipinos die of heart diseases, 49,000 from vascular disease and about 39,000 from cancer. Based on recent studies, while genetic factors play a part, more people get heart disease and other common illnesses because of pollution, the fast-food lifestyle, low physical activity and generally, an increasingly stressful work life.

So what do you do to protect yourself, and your savings, from these untimely events? Well, for one, eating healthy and staying fit greatly helps. Prevention is always better than cure, as they say. You can also invest in a good health plan to ensure that your treatment and hospitalization bills are taken care of. But if you want maximum savings, health and protection, consider Insular Life I-Value Max.

I-Value Max is a protection, savings and health plan in one. It is a savings vehicle that can give you guaranteed 200% of your coverage with its annual cash allowances starting as early as the 8th year. It also has a maturity benefit equal to your coverage at the end of fifteen years which you can spend any way you want. The plan can provide daily hospitalization benefits of up to P1,000/day and an extensive dread disease coverage that can give funds for treatment and medication equivalent to 100% of your coverage. It actually covers you against 16 dread diseases which includes cancer, major organ transplant and kidney failure. I-Value Max even has built-in life insurance protection that doubles on the 5th year. That’s protection power that no other savings instrument has. Plus, the plan is guaranteed payable in 5 short years.

With I-Value Max, you and your savings are secure from unforeseen expenses like hospital bills and high treatment costs. I-Value Max is brought to you by Insular Life, the country’s largest life insurance company with almost a century of uninterrupted service of providing financial security to Filipino individuals and families. With I-Value Max, you can continue to save up for all your plans and dreams, uninterruptedly.